Frequently Asked Questions

Real Estate Regulations, Taxes, Loans, and Vetting in Pune

Buying Property FAQs

How does YardNAcre differ from traditional brokers?

Traditional brokers are paid by developers to sell specific properties. YardNAcre operates as an independent advisor. We charge flat consultation fees or retainers to ensure our evaluations remain 100% objective, focused entirely on your interests.

Do you charge commissions on purchases?

No, we do not charge buyer commissions in typical transactions. Our services are based on consultation packages, which covers title searches, negotiation support, and developer solvency checks.

Property Investment FAQs

Which areas in Pune offer the highest rental yields?

IT clusters in East and West Pune offer the best residential yields. Hinjawadi leads West Pune at 3.9% - 4.2% yield, while Kharadi leads East Pune at 3.7% - 4.0% yield, driven by tech worker migration.

What is the average appreciation forecast for Pune?

Historically, premium corridors (like Baner, Balewadi, and Kharadi) see capital appreciation of 8% to 10% YoY, whereas upcoming expansion hubs (like Mahalunge and Tathawade) show high volatility.

NRI Advisory FAQs

Can an NRI buy agricultural land in Pune?

Under FEMA regulations, NRIs and OCI card holders are strictly prohibited from buying agricultural land, plantation property, or farmhouses in India without prior RBI approval.

What is the limit for repatriating property sale funds?

An NRI can repatriate up to USD 1 Million per financial year from the sale of residential properties, subject to CA tax certificates (15CA/15CB).

Home Loans FAQs

What documents do NRIs need to secure a home loan?

NRIs require their Passport, OCI card (if applicable), Overseas Work Permit/Employment contract, last 6 months overseas bank statements showing salary credit, local NRE/NRO statements, and a local Indian co-applicant.

Can I get a loan for under-construction projects?

Yes, provided the project is approved by the financing bank and has a valid RERA registration. We coordinate direct bank-to-builder disbursals.

Legal & Verification FAQs

What is the importance of Commencement Certificate?

A Commencement Certificate (CC) issued by Pune Municipal Corporation (PMC/PCMC) proves the developer has cleared all initial legal and design conditions, making the project structure legal to build.

How does YardNAcre verify developer solvency?

We review builder corporate registry filings (MCA), debt-to-equity leverage ratios, RERA escrow compliance records, and active court cases/litigations.

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